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Terms of Service
Welcome to Thin Blue Ribbon. These Terms of Service ("Terms") govern your access to and use of the website located at ThinBlueRibbon.com and the Thin Blue Ribbon email newsletter, sometimes called the Blue Ribbon Bulletin (together, the "Service"). By accessing the Service or subscribing to our newsletter, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
1. The Service
Thin Blue Ribbon is a free email newsletter and website that provides general informational content, tips, and advertising offers related to home and personal finance categories including mortgages, auto insurance, home insurance, life insurance, Medicare, windows, bathroom remodeling, HVAC, solar, roofing, and gutters. The Service is supported by advertising and partner referrals.
2. Eligibility
You must be at least 18 years old and a resident of the United States to use the Service and subscribe to the newsletter. By subscribing, you represent that you meet these requirements and that the information you provide is accurate.
3. Email Subscriptions & Consent
When you submit your information through our sign-up form and check the consent box, you expressly consent to receive recurring marketing and informational email communications from Thin Blue Ribbon. You may withdraw consent and unsubscribe at any time using the link at the bottom of any email. Subscriptions require email verification; you will receive a confirmation email and must click the verification link to activate your subscription.
4. No Professional Advice
All content provided through the Service is for general informational purposes only and does not constitute financial, insurance, legal, tax, medical, or professional advice. Rates, offers, and product details change frequently and may not reflect current terms. You should consult a qualified professional before making any financial or purchasing decision.
5. Provider Network & Advertising Disclosure
The Service features a network of vetted third-party providers. When you click a provider link or request a quote, you may leave Thin Blue Ribbon and interact with a third party that has its own terms and privacy practices. Thin Blue Ribbon may receive compensation, including referral fees or commissions, when you engage with a provider. This compensation may influence which providers and offers we feature, and any provider we feature is selected as part of our editorial and promotional presentation and is not a formal endorsement or certification. Thin Blue Ribbon does not provide quotes, sell products, or underwrite policies directly and is not responsible for the products, services, or conduct of any provider.
6. Acceptable Use
You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorized access to our systems; (c) interfere with or disrupt the Service; (d) scrape, harvest, or collect data from the Service without permission; or (e) submit false, misleading, or another person's information.
7. Intellectual Property
All content, trademarks, logos, and materials on the Service are owned by Thin Blue Ribbon or its licensors and are protected by intellectual property laws. Provider names and logos are the property of their respective owners and are used for identification purposes only.
8. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, Thin Blue Ribbon and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or savings, arising out of or related to your use of the Service or any provider offering.
10. Indemnification
You agree to indemnify and hold harmless Thin Blue Ribbon and its officers, employees, and partners from any claims, damages, or expenses arising out of your use of the Service or your violation of these Terms.
11. Changes to These Terms
We may update these Terms from time to time. Changes become effective when posted on this page with a revised "Last updated" date. Your continued use of the Service after changes are posted constitutes acceptance.
12. Governing Law
These Terms are governed by the laws of the United States and the state in which Thin Blue Ribbon is organized, without regard to conflict-of-law principles.
13. Contact
Questions about these Terms? Contact us at customercare@twcfeedback.com.